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<div class="pt-5 pt-md-4 text-sm">
    <p class="mb-0"><strong>Personal Contract Purchase (PCP)</strong></p>
    <p class="mb-0">Personal Contract Purchase (PCP) can help you to buy your dream car with lower monthly repayments
        than a hire purchase product as a large proportion of the amount you repay is deferred into an optional final
        repayment. You will pay more interest on a PCP agreement than a HP agreement for the same loan amount, term and
        APR as your balance reduces more slowly due to the optional final repayment.</p>
    <p class="mb-0">
    <ul>
        <li>You'll choose on an initial deposit and term and decide how many miles you'll travel each year.</li>
        <li>The dealer will then work out the monthly repayment amount and the optional final repayment amount, which is
            based on the anticipated value of the vehicle at the end of the agreement.</li>
        <li>At the end of your agreement, you can part exchange the vehicle, return the vehicle (return conditions
            apply) or pay the optional final repayment and own the vehicle.</li>
        <li>International Motors Finance buys the car on your behalf and owns the car for the duration of the finance
            agreement.</li>
        <li>After you've made all the repayments including the optional final repayment and any interest, you will
            become the owner of the vehicle.</li>
    </ul>
    </p>
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<div class="pt-5 pt-md-4 text-sm">
    <p class="mb-0"><strong><span style="color:rgb(0, 0, 0)">Hire Purchase (HP)</span></strong></p>
    <p> </p>
    <p class="mb-0">Hire Purchase (HP) could help you buy your dream car whilst spreading the cost.</p>
    <p class="mb-0"></p>
    <ul>
        <li>You will choose an initial deposit, your agreement term and your monthly repayments.</li>
        <li>Your deposit is taken from the price of the car.</li>
        <li>You will then pay the remaining balance plus interest in equal monthly repayments over the agreed term.</li>
        <li>GWM ORA UK Finance buys the car on your behalf and owns the car for the duration of the finance agreement.
        </li>
        <li>After you have made all the repayments including any interest, you will become the owner of the vehicle.
        </li>
    </ul>
    <p> </p>
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            Video.</a></p>
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<div class="pt-5 pt-md-4 text-sm">
    <p class="mb-0"><strong>Cash Purchase</strong></p>
    <p class="mb-0">Pay in full for your vehicle and own it from day one.</p>
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            Video.</a></p>
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<div class="fade modal-backdrop show" style="display: none;">&nbsp;</div>

Take advantage of high residual values to keep monthly payments down by deferring some of the credit owed until the end of the agreement. There are a number of final payment options too.

Personal Contract Purchase

If you want to own your car at the end of your finance agreement, Hire Purchase (HP) helps you spread the cost with fixed monthly payments.

Hire Purchase

Cash

Cash purchase

<div><p class="mb-0">You could choose to include our optional maintenance package at the start of your agreement and the cost will be added to your monthly rental.  Maintenance includes routine servicing, tyres, MOT, replacement parts and repairs due to fair wear and tear.  Repairs or replacements from accidental or malicious damage and damage caused by driver misuse or abuse are excluded. The vehicle must be serviced in accordance with manufacturer’s guidelines and by an approved service dealer.</p></div>

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